There is no "magical" date to plan for your future, but rather a series of inevitable life events which force the conversation and raise the questions. What age should you plan for the unexpected? Through her years of experience in aging services, Jaime Roberts felt compelled to write this book to support families who struggle with the day-to-day stumbling blocks of a chaotic system which turns the "Golden Years" into a time of stress, anxiety and anguish for so many older Americans, their children, caregivers and other loved ones. In this book, readers will find the solutions toward making the necessary choices for themselves and their loved ones as they transition into new and complex changes. This is a guide to beginning a conversation about the urgency of a passionate commitment toward engaging the challenges for aging and older adults, as well as a useful tool for navigating an otherwise confusing and exhausting system. The Third Rail-A Difficult Conversation about Aging in America explores the intersection between the reality of aging with grace and dignity and the institutional and cultural stumbling blocks of our society toward older adults.