In a city depressed for decades, with a constant clash of rich and poor, one thing still flows from hand to hand. Whether you have it or need it or are trying to get it, money will still underlie all the decisions one makes over the course of your day. For eleven different people, one twenty dollar bill will pass from hand to hand. As it enters into their lives, no matter how briefly, it takes the bearer into a place where logic and reality take a back seat to whatever strange occurrence may befall them. As each tale comes to pass, it connects with another person that they may or may not ever know through the course of spending the money however they may wish. From a homeless man's journey into obscurity to a bellhop's descent into madness to a career criminal stealing from the wrong person, the tales of horror and suspense put forth in ten different intersecting short stories will leave you wondering just what might be in your wallet and what kind of tale you could tell after finding a severely marked bill in your effects. As the bill is passed, the story it creates will change. As the markings on it fade, so too does the reality of those associated with it. As they struggle through their difficulties, they understand that all who hold that accursed Federal Reserve Note are going to go through something severely unexpected. Some will say that that's life. Actually, that's Twenty.